Waterloo is a city in Ontario, Canada. It is the smallest of the three cities in the Regional Municipality of Waterloo, and is adjacent to the larger city of Kitchener.

Waterloo has a service-oriented economy with healthy insurance and high-tech sectors as well as two major universities. The city's largest employers are Sun Life Financial/Clarica, the University of Waterloo, Manulife Financial, Research In Motion, and Wilfrid Laurier University.

In 1816, the new township was named after Waterloo, Belgium, the site of the Battle of Waterloo, which had ended the Napoleonic Wars in Europe. After that war, the area became a popular destination for German immigrants. By the 1840s, German settlers had overtaken the Mennonites as the dominant segment of the population. Many Germans settled in the small hamlet to the southeast of Waterloo. In their honour, the village was named Berlin in 1833 (renamed to Kitchener in 1916). Berlin was chosen as the site of the seat for the County of Waterloo in 1853.

Waterloo was incorporated as a village in 1857 and became the Town of Waterloo in 1876 and the City of Waterloo in 1948.

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